Americo Life, Inc. is a holding company, which through its subsidiaries, offers life insurance and annuity products. The company operates in two segments, Life Insurance and Asset Accumulation. The Life Insurance segment provides traditional term, whole life insurance, universal-life insurance, and annuity products. The Asset Accumulation products segment offers annuity and life insurance products to public school teachers and administrators, and to the senior market. The company markets its products to mortgage, senior, and general life insurance markets through independent agents.