Banca Monte dei Paschi di Siena S.p.A. provides retail and commercial banking services. The company offers funding and lending services, insurance products, and financial and non-financial services to retail customers, electronic payment services, services and products in the areas of wealth management, financial planning, and consultancy on financial services, such as tax planning, real estate, art, and legal advisory, fiduciary and trust services, and digital services.It also provides leasing and factoring services for businesses, artisans, and professionals