KeyBank National Association provides consumer banking products and services in the United States. It offers checking accounts, savings accounts, certificates of deposit, credit and debit cards, gift cards, foreign currency, gift cheques, direct deposits, safe deposit boxes, ACH payments, and online banking. The company also offers loans, such as home equity, home improvement, personal, student, mortgage, auto, motorcycle, boat, and recreational loans; and lines of credit, including home equity line of credit, personal line of credit, and overdraft protection. In addition, it provides investment guidance and consultation for stocks, individual retirement accounts, bonds, annuities, mutual funds, and U.S. government securities. Further, the company provides insurance products, such as personal property insurance, including auto and homeowners insurance; life insurance; health insurance coverage, such as long-term care, accidental death and dismemberment, and accident disability; and coverage against fire.