Established in 1985, the Kotak Mahindra group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd.(KM FL) the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The Kotak Mahindra group provides individuals and investors with a diverse range of financial services through its various group companies. Kotak’s international subsidiaries offer asset management services to overseas investors.