"Siam Commercial Bank , the first bank in Thailand, was informally established in 1904 as ""Book Club"". According to the Bank of Thailand, it is Thailand's fourth largest commercial bank in terms of total assets, deposits, and loans.Siam Commercial Bank Limited provides various financial services, including corporate and personal lending, and retail and wholesale banking services. The company offers deposit products, such as fixed deposit a/c, savings a/c, long term deposit accounts, and kids savings accounts, personal, home, and auto finance loans."