Westpac Banking Corporation provides various banking and financial services. It operates through five divisions: Consumer Bank, Business Bank, BT Financial Group, Westpac Institutional Bank, and Westpac New Zealand. It offers everyday banking, savings, term deposit, moving to Australia, under 21 and student, business, community solutions one, not-for-profit savings, and foreign currency accounts, term, tailor-made, and farm management deposits, debit, credit, and travel money cards, home, personal, investment, small business, and commercial loans, and equipment, automotive, cash flow, property.