The Accident Compensation Corporation (ACC) is a New Zealand government-owned organisation (Crown entity) responsible for administering the country’s unique no-fault injury compensation scheme. Established in 1974 and headquartered in Wellington, ACC provides comprehensive cover for personal injuries to all residents and even visitors to New Zealand, regardless of how the accident occurs. Its system replaces the need for most personal injury lawsuits by ensuring that individuals receive support without having to prove fault. 

ACC functions like a compulsory national insurance scheme, funded through levies paid by employers, employees, vehicle owners, and general taxation. Its core role is to support people who suffer injuries by covering medical treatment costs, rehabilitation services, and providing financial assistance such as weekly compensation (up to about 80% of lost income). In addition, ACC helps fund emergency services and works closely with healthcare providers to ensure timely care and recovery support. 

Beyond compensation, ACC also plays an important role in injury prevention and public safety. It collaborates with communities, businesses, and organisations to reduce accidents and promote safer environments. The organisation’s broader mission is to help people recover quickly and return to everyday life, while maintaining a sustainable system that balances support for injured individuals with stable funding through levies.