J.P. Morgan has evolved through mergers and expansions, with its roots in the banking and financial services legacy of John Pierpont Morgan. It offers a comprehensive array of financial services, including investment banking, asset management, private banking, treasury and securities services, commercial banking, and retail banking. J.P. Morgan operates in numerous countries and serves a diverse clientele, including corporations, governments, institutions, and individuals. It is a major player in the investment banking sector, providing services such as mergers and acquisitions (M&A) advisory, capital raising, risk management, and other financial advisory services to corporations and institutions. J.P. Morgan also provides retail banking services, including checking and savings accounts, mortgages, and other financial products for individual customers.